AssetCentral.ai

Pillar 03 · Manage

Make the call the agents would make.

Sell or hold? Refinance or wait? Switch to short-term? AssetCentral runs the scenarios, ranks the recommendations, and writes the report you can hand to a lender, tenant, or accountant.

From €19/month. 7-day free trial on every tier, no card required.

The yield that matters is the one you didn’t leave behind.

A model that flags “refinance window open” is useful. A monitor that flags “you’re paying 1.2% above market” is useful. Neither makes the call. Management is the layer where a portfolio stops drifting and starts compounding.

Decisions you can run

Six scenarios. Live data. Ranked output.

Sell or hold

Modelled IRR for continued ownership vs. exit at today's market price. Includes capital-gain tax exposure by jurisdiction.

Refinance or wait

Rate-reset impact, capital-release scenarios, product-switch comparison. Pulls live rates from the mortgage scanner.

Switch to short-term

Annualised income under short-term let vs. long-term, factoring local rules, voids, ops cost, and seasonality.

Retrofit / improve

Cost-of-works vs. uplift in rent or sale price. Includes EPC compliance and tax-deductibility by jurisdiction.

Ownership structure

Personal vs. corporate vs. JV — modelled for total return after tax and admin. Catches the cost of the wrong wrapper.

Expand or consolidate

How a candidate property fits the existing portfolio's risk, currency, and yield profile. Avoid concentration drift.

What lands in your inbox

Reports the agents write, ready to share.

Each scenario produces a document you can forward to a lender, accountant, tenant, or partner. PDF and Word, with optional co-branding for partners.

Board report

Portfolio-wide one-pager: headline metrics, top moves, risks. PDF + Word.

Refinancing pack

Lender-ready document: current product, rate-reset timeline, target structure, comparable rates.

Investor pitch

Landscape presentation if you're raising co-investment or pitching the portfolio to a buyer.

Single-asset deep-dive

Per-property report covering yield, cashflow, hold-vs-sell IRR, refinance opportunity.

The agents on Manage

Two agents lead this pillar.

Portfolio Manager

Owns sell/hold, refinance, and capital-allocation decisions. Models the scenarios end-to-end and ranks them by IRR uplift.

Your CEO

Owns the long-arc strategy — concentration, currency, jurisdiction. Writes the board report you can hand to anyone.

The framework

Manage closes the loop. Model and Monitor make it possible.

You can’t manage what you haven’t modelled. You can’t catch the moment to act without monitoring. The three pillars run as a cycle — every model produces things to monitor, every monitor surfaces things to manage.

Run the scenario you’ve been putting off.

Free for up to 3 properties. The scenario engine runs as soon as one property is modelled.