AssetCentral.ai

Free tools

Free tools for smarter property decisions.

Used by thousands of investors before they buy, sell, or refinance. No account required. Save your results and import them into your portfolio later.

Mortgage Calculator

Country-specific rules for 10 markets including the full GCC. Monthly payment, stamp duty / transfer tax, LTV limits, cash needed at completion.

Inputs: Country · Resident or non-resident · Property price · Deposit · Rate · Term · Loan type
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IRR Calculator

Model your full return over any hold period — gross yield, cash-on-cash, and IRR after exit.

Inputs: Purchase price · Deposit · Mortgage rate · Annual rent · Exit price · Hold period
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STR Yield Calculator

Short-term rental vs long-let. See whether the agency commission and seasonality leave you better or worse off.

Inputs: ADR · Occupancy % · Operator commission · Annual costs
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Retrofit Cost Calculator

Estimate upgrade costs and the rent uplift they unlock. See payback period and net yield change.

Inputs: Upgrade cost · Monthly rent uplift · Hold period · Discount rate
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Ownership Comparator

Outright vs mortgaged. Compare cash-on-cash, leverage, and total return for the same property.

Inputs: Purchase price · LTV options · Mortgage rate · Annual rent · Hold period
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Off-Plan Rolling-Return Calculator

Should you assign now or hold to handover? Rolling launch-to-handover model with cost of money, payment plan, scenario snapshots, value-path chart, and live DLD market comps. Dubai-focused but works for any off-plan market.

Inputs: Launch date · Payment plan · Growth periods · Current market value · Cost of money · Project / area
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