Terms of Service

These terms (“Terms”) govern your use of AssetCentral (the “Service”) operated by LOMOND CONSULTING FZE (“we”, “us”). By creating an account or otherwise using the Service, you agree to these Terms.

Operator details.
LOMOND CONSULTING FZE
P.O. Box 38984, 8th Floor, RAKFTZ Business Centre 4
Ras Al Khaimah, United Arab Emirates
TRN: 100044129300003

1. The Service

AssetCentral is a software service for tracking and analysing a private property portfolio. Outputs are informational — see the disclaimer at the top of this page. We make no guarantees about specific yields, valuations, market movements, financing outcomes, or any other future event. Numbers produced by the Service rely on the inputs you (or third parties) provide; they are estimates and assumptions, not certified valuations or audited accounts.

2. Accounts

You must be 18+ to create an account. You are responsible for keeping your login credentials secure and for activity on your account. Notify us promptly if you believe your account has been compromised.

3. Subscriptions and billing

Paid plans (Pro, Team, Enterprise) renew automatically until cancelled. You can cancel at any time from your billing settings; cancellation takes effect at the end of the current billing period. We do not pro-rate refunds for partial periods, but no further charges will be made.

Subscriptions are billed in the currency you select at checkout (EUR, USD, GBP, or AED). Prices are market-specific and are not pure FX conversions — the price you see in your selected currency is the price you pay. UAE customers are billed inclusive of 5% VAT. Other locations are billed in accordance with applicable tax rules. The 14-day free trial converts to a paid subscription only if you add payment details before it ends.

4. Acceptable use

Don’t attempt to reverse-engineer or disrupt the Service. Don’t upload material that infringes third-party rights, contains malware, or is unrelated to property portfolio management. Don’t use AssetCentral to provide regulated financial, tax, legal, or investment advice to third parties.

5. Your data

You own the data you put into AssetCentral. You grant us a limited licence to store, process, and display it for the sole purpose of operating the Service for you. We do not use your data to train models. See our Privacy Policy for details.

6. Availability

We aim for high availability but do not guarantee uninterrupted access. Scheduled maintenance will be announced in advance where practical. We are not liable for third-party outages (hosting, payments, AI providers, etc.).

7. Limitation of liability

To the maximum extent permitted by law, our total liability arising from your use of the Service is limited to the amount you have paid us in the 12 months preceding the claim. We are not liable for indirect or consequential losses, including loss of profits, missed opportunities, tax penalties, property valuation movements, or any consequence of acting (or failing to act) on information produced by the Service.

8. Changes to the Service or these Terms

We may update features, pricing, or these Terms. Material changes will be notified by email at least 30 days in advance. Continued use after the effective date constitutes acceptance.

9. Termination

You can delete your account at any time. We may suspend or terminate accounts that breach these Terms, with notice where practical.

10. Governing law and jurisdiction

These Terms are governed by the laws of the United Arab Emirates, and specifically the laws applicable in the Emirate of Ras Al Khaimah and the Ras Al Khaimah Free Trade Zone. Any dispute arising out of or in connection with these Terms or your use of the Service is subject to the exclusive jurisdiction of the competent courts of the UAE, save where applicable mandatory consumer law in your country of residence gives you non-waivable rights to bring proceedings locally.

11. Contact

Questions: hello@assetcentral.ai.