FREE AI PROPERTY CHECK · 9 CHECKS · 60 SECONDS
A proper analysis of the property, before you commit.
Not a basic mortgage calculator. AssetCentral runs your property through the same checks a fund credit committee runs: mortgage, yield, cash flow, debt cover, stress tests for rate / void / rent shocks, capital required, five-year cumulative cash flow and an AI verdict with the single biggest red flag and the one fix that would change it. 60 seconds. No card.
What the check covers
Monthly mortgage
Payment, total interest, loan-to-value.
Gross & net yield
After vacancy and operating costs.
Real monthly cash flow
Rent minus opex minus debt service.
DSCR (debt cover)
How much your rent covers the mortgage.
Rate-shock stress test
What happens at +200bps.
Vacancy stress test
Six-month void impact on annual cash.
5-year cumulative cash flow
What you'll pocket — or pay in.
AI verdict + red flag + fix
Attractive · Borderline · Risky, with the one lever to pull.
The property basics
Purchase price, deposit, mortgage rate and term. We'll work out the monthly payment as you type.
Monthly mortgage payment
£1,300
£213,750 loan at 5.4% over 25 years.
Is this an investment property?
If you're renting it out, we'll check yield, cash flow and the AI verdict next. If it's for you to live in, the mortgage number above is the headline.